Should I buy my flat or start a pension?5 October 2016

I am 24 and own a proportion of a shared ownership flat in outer London. The remaining share would currently cost £100,000. I want to save enough to buy it within two years. I will not be able to afford to put money into my company pension, however. Is it better to buy the rest […]

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London fintech under pressure4 October 2016

©Dreamstime London risks losing its crown as the world’s top “fintech” city as new numbers show funding to the sector dropping sharply in 2016. Companies aiming to lower the costs of wealth management and money transfer, as well as start-ups hoping to disrupt banks, have all flocked to the City in recent years promising a […]

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Investors plan to disrupt insurance3 October 2016

©Bloomberg As fast as entrepreneurs have been coming up with insurtech ideas, investors have been rushing to fund them. Much of the backing is coming from traditional venture capitalists who see insurance — with its large, well-established incumbents and well-worn products — as fertile territory for disruption.  “There have been more investors in the past […]

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Zoopla founder cashes in30 September 2016

©Bloomberg The Zoopla property search app Zoopla Property has gone from strength to strength since it was founded in 2007 by chief executive Alex Chesterman, and now includes digital platforms Zoopla, uSwitch, PrimeLocation and Property Software. UK agency partner numbers have now been growing for 16 consecutive months, reaching 13,275 in August this year, while […]

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IC — Moss Bros, J Sainsbury, Smiths Group30 September 2016

Buy: Moss Bros (MOSB) ©Bloomberg Margins fell in Moss’s hire business, but this was attributed to investment in improving quality, writes Bradley Gerrard. With more store openings (two already this half), the addition of the “Tailor Me” personalised service and more than £20m of net cash on the balance sheet, the shares’ 21 times forward […]

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Fund groups grow wary of bond risks30 September 2016

©Bloomberg Bond funds have seen bumper inflows in recent months as rising prices have boosted investor returns — but asset managers are starting to ponder when their fortunes might change. Companies with large fixed income offerings such as M&G Investments, Invesco Perpetual and Legal & General are among those bracing for a fall in prices […]

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FCA asks Cambridge team to help it understand P2P30 September 2016

©Getty The UK’s financial regulator has teamed up with academics from the University of Cambridge as it tries to untangle the so-called alternative finance sector. The Financial Conduct Authority will work with researchers from the Cambridge Centre for Alternative Finance as it looks at whether to force tougher regulation onto the burgeoning sector, which includes […]

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Where are the next UK property hotspots?30 September 2016

What does the chart show? It looks at how house prices have grown — or not — in cities across the UK, comparing performance over the past 12 months with their change since the peak of the market in 2007. The data is from Hometrack, a research group which analyses the housing market. So where […]

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Hunt for income turns to niche assets30 September 2016

Andrew Summers, head of fund research at a large wealth manager, is unimpressed. It should be quite easy to find income. Bonds — through which investors lend money to governments or corporations — pay a regular “coupon”. Equities — shares in a company — tend to reward through dividends. The problem is that interest rates […]

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Drive to shake off ‘tax haven’ tag29 September 2016

©Alamy Port Louis, Mauritius Mauritius was once celebrated as the “star and key of the Indian Ocean” for its strategic position on the maritime spice route. Several hundred years later, the phrase — now inscribed in Latin on the country’s coat of arms, along with palm trees and an indigenous dodo — still resonates for […]

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